What kind of insurance does my business need?

Your business is unique, and so are the opportunities and risks you face. Your insurance needs will depend on a wide range of factors, including

  • The nature of the work you do
  • The type, value and location of your assets
  • Whether you manufacture products or carry high volumes of stock
  • Whether you provide advice which may be relied upon by your customers
  • Whether you work in public spaces or on customers' premises
  • The legal and management structure of your company
  • Whether you have employees, and the size of your team
  • The physical, financial or reputational risks which threaten your company

The most popular types of business insurance include:

  • Public or product liability
  • Asset or property insurance

Both these essential insurances can be incorporated into a small business insurance package for simplicity and affordability.

Other common business insurances include professional indemnity and management or directors' & officers' liability insurance. There are also a number of specialised insurances available to mitigate more specific threats, such as marine insurance, network security insurance, or crime and fraud insurance.

If you're looking for protection for your business, contact our friendly team on 1300 467 872 for advice. Whatever risks you face, from stock theft to a malpractice claim, we can find an insurance policy to protect you.

Have a question that you'd like us to answer?

The information on this website, brochures and other documentation is of a general nature only and does not take into account your personal financial situation, needs or objectives. Therefore before you decide to buy any insurance product it is important that you read its Product Disclosure Statement and Financial Services Guide to make sure the product is appropriate for your needs.