Car Insurance

Your car is vital to you and your lifestyle. With cover to suit every budget, our car insurance is the smart way to protect your car and all the convenience it brings you.

  • Great protection at affordable prices
  • Quick, easy claims and one-stop assessments
  • Fast application and instant cover

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Not sure which plan to choose?

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Gold Comprehensive Car Insurance

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For most of us, our car is our lifeline. It's also one of our most costly possessions, and not one we could easily afford to replace. Superior cover at an affordable price, Gold Comprehensive is the smart choice if you rely on your car and need heavy-duty insurance that takes care of everything.

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Third Party, Fire and Theft Car Insurance

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No matter how experienced or careful you are as a driver, there are some things outside of your control. Third Party, Fire and Theft car insurance gives you full protection for any damage you might cause with your car, plus extra cover in case your car is stolen, or catches fire.

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Third Party Car Insurance

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Third Party Property Only insurance is our most affordable and basic level of car insurance. It covers you for damage caused by your car to other people's property. Damage to vehicles, buildings, equipment and possessions could end up costing thousands of dollars, so it's a risk no one can afford to take.

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Let us help take the stress out of driving

Flexible cover in minutes

There's no waiting around with 1300 Insurance. With instant quotes, no tedious forms, and the choice of annual or monthly premiums, it couldn't be simpler to get the car insurance cover you want.

Save up to 25% on your home and contents cover when you add car insurance

Add a car insurance policy for big discounts on your home and contents insurance premiums.

Cover to meet your needs and budget

With four levels of cover to choose from, plus variable excesses and a great range of optional extras, we'll give you the protection you really need at a price you can afford.

Quick, hassle-free claims

We understand how essential your car is. If something happens you need to get back on the road as fast as possible, so we do everything we can to settle car insurance claims quickly and easily.

One-stop claims assessment centres

If you live the Brisbane, Melbourne or Sydney region you can take your car to one of our speedy one-stop claims assessment centres, where we'll give you a complete appraisal of the damage on the spot.

21-day money-back guarantee

All our car insurance policies come with a 21-day cooling off period. So if you change your mind within 3 weeks you can simply cancel your policy and get a full refund, if you haven't made a claim.

* Discounts apply to the premium paid for a new 1300 Insurance policy initiated online on or after 30 March 2017. The discount applies to Gold Comprehensive, Third Party Property and Third Party Fire & Theft Car Insurance. We reserve the right to change the offer without notice. Base rate premiums subject to change. The discount does not apply to any renewal offer of insurance.

The discount offer applies only to the premium for an insurance product. It does not apply to the fees that we may charge you (these are described in our Financial Services Guide). You will be responsible for all applicable GST and other statutory charges.

1300 Insurance's car and home and contents insurance is offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) as an Authorised Representative of Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411). Auto & General Services arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement and Financial Services Guide before making a decision to buy insurance. Not available in NT.

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