How can I can adjust my level of car insurance cover and premium?

With 1300 Insurance you can tailor your car insurance policy to get the right price and cover to suit your needs and budget.

If you want cheaper premiums you can restrict drivers by age (for example, only people over 25 may drive your car). This reduces the level of perceived risk and therefore brings down your premium. You can also choose to increase the excess you'll pay if you need to make a claim, and install an alarm and immobiliser in your car to reduce the risk of theft.

If it's extra cover you're after, you can add optional benefits such as:

  1. Reduced excess for windscreen replacements
  2. Protection of your No Claim Discount
  3. A free hire car if you have an accident, so you'll never be stuck without wheels

Have a question that you'd like us to answer?

1300 Insurance's car and home and contents insurance is offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) as an Authorised Representative of Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411). Auto & General Services arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement and Financial Services Guide before making a decision to buy insurance. Not available in NT.