Will I have to pay an excess if I make a claim on my car insurance?

Payment of an excess helps to reduce the number of small claims, so it's one of the ways in which our car insurance policies are kept affordable. You can lower the cost of your Comprehensive or Gold Comprehensive car insurance by choosing a higher excess amount.

We calculate the excess for each claim by adding your basic policy excess and any other excess amounts applicable. Check the Policy Disclosure Statement and your policy document for details of the excesses that apply to your policy.

You won't have to pay any excess if you have been involved in a No Fault Accident with another vehicle, you can identify the third party and the amount of your claim is more than the basic excess.

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1300 Insurance's car and home and contents insurance is offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) as an Authorised Representative of Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411). Auto & General Services arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement and Financial Services Guide before making a decision to buy insurance. Not available in NT.