Compare Home Insurance

See the table below for a more detailed outline of what features and options are available with each of our Home Insurance or Contents Insurance Policies.

Insured Events

Event Home Insurance Contents Insurance
Fire
Explosion
Theft or attempted theft
Malicious damage, vandalism, riot or civil commotion
Accidental breakage of glass, ceramic & sanitary fixtures
Storm & rainwater damage
Lightning including power surge caused by lightning strike
Earthquake
Sudden escape of liquid
Impact at the home

Additional Benefits

Event Home Insurance Contents Insurance
Removal of debris and extra costs of rebuilding

We will pay up to 10% of your insured sum, on top of your total sum.

Temporary accommodation costs

We will pay up to 10% of your insured sum, in addition to your total sum.

Legal liability

We will pay up to $20 million legal liability arising from any one incident.

Flexible payment options

You can select to pay annually or by instalments via direct debit or credit card.

Funeral expenses

We will pay up to $5,000 for funeral expenses.

Mortgage discharge costs

We will pay up to $750 towards the legal and administrative costs of discharging your mortgage if your home is destroyed.

Replacement locks

We will pay up to $500 to replace locks when your keys are stolen.

Contents in the open air

We will pay up to $1,000 for any loss or damage from theft or attempted theft.

Contents temporarily removed from the insured address

We will pay up to 20% of the sum insured for loss or damage to your contents as the result of an insured event.

Loss or theft of a credit card from the home

We will pay up to $1,000 if your credit card is used fraudulently.

Uninsured guests' contents

We will cover uninsured contents belonging to guests or visitors up to $500.

Unattached equipment

We will cover up to $500 worth of unattached equipment, spare parts or accessories.

Optional Extras

Event Home Insurance Contents Insurance
Personal effects cover

We can insure you for accidental loss or damage of personal items taken anywhere in the world.

Motor burnout cover

We will pay for loss or damage to your electric motors.

Accidental damage cover

We will cover damage caused by accidents at the home.

Variable excess to reduce premium

You can select to reduce your premium by increasing the excess in the event of a claim.

This is a brief summary only. Conditions apply. Full details are contained in the Combined Financial Services Guide and Product Disclosure Statement (including Policy Wording), available from the policy documents page.

1300 Insurance's car and home and contents insurance is offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) as an Authorised Representative of Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411). Auto & General Services arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement and Financial Services Guide before making a decision to buy insurance. Not available in NT.