What benefits should I look for when choosing my home and contents insurer?

There will be a number of differences between the home and contents insurance policies offered by different companies.  Make sure that you check the Policy Disclosure Document carefully before you buy any insurance, so that you know exactly what is and isn't covered.

Some great benefits to look out for include:

  • A choice of optional extras, so you can tailor the policy to your needs
  • A variable excess feature (so you can save money on your premiums)
  • Monthly or annual premium payment options
  • A quick and simple paperless application process
  • 21 day money back guarantee, in case you need to cancel your policy
1300 Insurance's car and home and contents insurance is offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) as an Authorised Representative of Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411). Auto & General Services arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement and Financial Services Guide before making a decision to buy insurance. Not available in NT.