How can I save money on my home and contents insurance?

At 1300 Insurance we use one of the most highly developed assessment systems in the world. This means we can give you our best price straight away, so by choosing us you are already well on your way to getting the most affordable home insurance available.

There are also a number of options you can choose to include or exclude from your policy, which will change the premium you pay. These include:

  • Motor burnout
  • Accidental damage
  • Personal effects cover (only with contents insurance)

Additionally, you may vary the excess you pay in the event of a claim, which will adjust the premium we charge you.

Finally, you can opt to pay your premium in either monthly or annual instalments to suit your needs. You will save money if you choose to pay annually. And you can save up to 25% on your home and contents policy if you also buy your car insurance from us.

1300 Insurance's car and home and contents insurance is offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) as an Authorised Representative of Auto & General Services Pty Ltd (ABN 61 003 617 909; AFSL 241411). Auto & General Services arranges the insurance on behalf of the insurer, Auto & General Insurance Company Limited (ABN 42 111 586 353; AFSL 285571). Because we don't know your financial needs, we can't advise if this insurance will suit you. You should consider your needs and read the Product Disclosure Statement and Financial Services Guide before making a decision to buy insurance. Not available in NT.