Third Party Property Damage Motorcycle Insurance

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Third Party Property Damage Motorcycle Insurance

No matter how experienced or careful you are as a rider, it only takes a second to make a mistake. If you’re held responsible for a motorcycle accident you could be left facing repair costs for the damage caused to other vehicles, buildings and property – and the bill could leave you in serious strife. 1300 Insurance can refer you to Allianz for Third Party Property Damage Motorcycle insurance, which can give you peace of mind when you are on the road.

Third Party Property Damage Motorcycle Insurance in brief*

It is quick and easy to get motorcycle insurance cover through 1300 Insurance. If you need same day cover, your insurance will start the moment Allianz accepts your application.

If you have a motorcycle accident which is your fault, or partially your fault, you may be liable to pay for loss or damage you cause to other people’s property. Third Party Property Damage provides up to $20 million cover for your legal liability for loss or damage to other people’s property, caused by you or any other authorised rider of your motorbike.

We know that in the stressful time after an accident you need an insurance company that is ready to act, fast. That’s why we have partnered with Allianz, who has a claims lodgement service available 24 hours a day.

If you’re involved in an accident that is caused by a driver of an uninsured vehicle, Allianz’s uninsured motorists extension means that you’ll get up to $5,000 cover for loss or damage to your motorcycle.*

*For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.


Allianz’s Third Party Property Damage Motorcycle Insurance is one way to get peace of mind when you’re out on the road. It provides cover anywhere in Australia for your legal liability for loss or damage to other people’s property should you be responsible for a motorcycle accident.

Policy Benefits

If you are involved in an accident while riding your motorbike and you are at fault, you could be held responsible for the damage to other people’s property that occurs as a result. While your Compulsory Third Party Insurance (CTP) covers you for any injuries to pedestrians or other drivers, it does not cover you for the cost of damage to other people’s property.

Depending on the nature of the accident, these costs could run to thousands or even hundreds of thousands of dollars. Third Party Property Damage Motorcycle insurance is an easy way to protect you for your legal liability for loss or damage to other people’s property if you have a motorcycle accident.

With uninsured motorists extension, you can also get up to $5,000 cover for loss or damage to your motorcycle if you’re involved in an accident caused by the driver of an uninsured vehicle.

For a summary of Allianz’s Third Party Property Damage Motorcycle insurance, take a look at the table below.

This is a summary only. For the standard terms conditions, limits and exclusions of cover, please refer to the Motorcycle Insurance Product Disclosure Statement.

Benefits of Allianz Third Party Property Damage Motorcycle Insurance

Cover for your legal liability for damage to other people's property. Up to $20,000,000.

Legal liability cover when using a substitute vehicle

Legal costs

Uninsured motorists extension (cover for loss or damage to your motorcycle if the accident is caused by the driver of an uninsured vehicle)

How to apply for cover

Applying for motorcycle insurance through 1300 Insurance is quick and simple – just call 1300 467 872. If you need same day cover, your insurance will start from the moment your application is accepted.

Need to claim?

If something does happen to your motorbike, you need an insurance company that will act fast. That’s why we’ve partnered with Allianz, who has a quick and efficient claims process. Click here for information on how to claim.

Phone us on 1300 467 872

Policy Exclusions

Third Party Property Damage Motorcycle insurance transfers some of the risks motorcycle owners face from you to the insurer. However, it is important to understand that motorcycle insurance does not cover every circumstance or expense that you may incur and there are some exclusions to the cover. For the standard terms, conditions, limits and exclusions of cover, please see the Product Disclosure Statement.

Important Policy Information

1300 Insurance Pty Ltd ABN 50 124 845 727 AR Number 327609 is authorised to refer you to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz) and to provide written general advice on this insurance as the insurer’s agent.

We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement, available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.