Accident-only Pet Insurance

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Or apply over the phone on 1300 467 872
Accident-only Pet Insurance

Pets can have accidents at any time and the cost of getting them back on their feet can run into thousands of dollars. Our accident-only insurance policy is an affordable way to protect yourself against the unexpected, so that an accident isn't a financial disaster. With up to $10,000 a year towards your vet bills, you can afford the care your pet needs if they get into trouble.

Accident-only Pet Insurance in brief

We offer flexible cover options from as little as 35c per day* on an Accidental Injury Protect Plan with an annual benefit limit of up to $10,000 per year towards your vet bills. So you'll always be able to help to meet the cost of treatment if your dog or cat has an accident.

And there's no waiting period for Accidental Injury Protect, except for cruciate ligament Injuries, so your pet will be fully protected from day one.

Accidental Injury Protect is the simple and affordable way to get peace of mind. The premium you pay for your pet insurance will depend on the type and breed, age and health of your pet. You can make extra savings on your premium by reducing your Annual Benefit Limit.

There is no excess to pay when you make a claim under our Accidental Injury cover. We will pay up to 75% of eligible vet expenses if your pet has an Accidental Injury. This includes consultations, medicines, specialist treatment and hospitalisation.

Our Accidental Injury Protect gives you country-wide protection and even covers you while you are travelling with your pet. If your pet has an accident you can use the services of any vet in Australia - and in approved countries overseas. So wherever you are, you'll be able to get help quickly from the nearest vet.

Like your house full of pets? If you insure more than one dog or cat with us you'll qualify for a 5% discount on your premiums for each additional policy, making your pet insurance even more affordable.

All our pet insurance products have a 21 day cooling off period, so if you change your mind you can simply cancel your policy and get a full refund, provided you haven't made a claim.


Most pets have an accident at some point in their lives. Young, energetic animals can get injured in their enthusiasm to play. Even sedate, older pets can fall or get run over - and the unexpected always seems to come when you can least afford it. Accidental Injury Protect is the simple and easy way to help with expensive vet bills.

Policy Benefits

With our low-cost Accidental Injury Protect you'll get up to $10,000 each year towards vet bills if your pet is has an accident. We pay up to 75% of vet bills for anything your dog or cat needs, from consultation to surgery or hospitalisation.

We even pay up to $500 for emergency boarding for your pet if you are hospitalised for any reason.

Our Accidental Injury Protect gives you lifetime cover. Unless otherwise notified, your cover will be automatically renewed on the terms contained in the renewal offer.

Accidental Injury Protect is designed to offer flexible and affordable cover to suit your pet and your budget. There's no excess on your claims and you can lower the cost of your premiums by choosing a lower Benefit Limit. We also offer a 5% discount on each additional pet you insure with us.

Save 5% off your pet insurance with our multi-pet discount

Get a discount on the premiums for each additional policy when you insure more than one dog or cat with us.

How to buy

It's quick and easy to buy pet insurance from 1300 Insurance. Simply call us on 1300 Insurance (1300 467 872) or get an instant quote and apply online. Upon acceptance of your application, you will be issued with a Combined Policy Booklet which includes the Product Disclosure Statement, Policy Terms and Conditions and Financial Services Guide.

Get a quote Phone us on 1300 467 872

* Price of 35c a day is based on a Jack Russell Terrier; total annual cost $128.21

Important Policy Information

Terms, conditions, and waiting periods apply. Please refer to the Product Disclosure Statement for full details of the cover provided.

Download Policy Documents

Policy Exclusions

Our pet insurance transfers many of the risks pet owners face for veterinary expenses from the insured to the insurer. However it does not cover every circumstance or expense and we have some exclusions that help keep premiums low. See the Product Disclosure Statement for full details.

1300 Insurance's Pet Protect offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) underwritten by The Hollard Insurance Company Pty Ltd (AFSL 241436), and administered by PetSure (Australia) Pty Ltd (AFSL 420183). The information on our website, our brochures and other documentation is of a general nature only and does not take into account your personal financial situation, needs or objectives. Therefore before you decide to buy this product it is important that you read the Product Disclosure Statement and Financial Services Guide to make sure the product is appropriate for your needs.