Australia-only Travel Insurance
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If you're planning a domestic trip we offer an affordable Domestic Plan. Our Domestic Plan provides cover for cancellation fees and loss of deposits, as well as providing coverage for other misfortunes like travel delays or lost luggage, subject to the policy's terms and conditions.
Domestic Plan in brief*
Our Domestic Plan has all the built-in benefits you may need for better peace of mind when you travel. These include $3,000 cover for lost or damaged luggage, $5,000 coverage for cancellation fees and up to $10,000 cover for the other additional expenses you might incur if something goes wrong. And if you’re buying cover as a family, many of these benefits limits are doubled.
All sorts of things can happen when you're on the move, and if you accidentally hurt someone or damage their property you could be liable for thousands of dollars in damages. Our Domestic Plan comes with built-in personal liability cover of up to $1M, so you can enjoy your travels with increased peace of mind.
With our Domestic Plan you'll pay no excess whatsoever, regardless of the type of claim you make. So whatever happens, from lost luggage to complete cancellation, there is cover.
All our travel insurance products have a 14 day cooling off period, so if you change your mind you can simply cancel your policy and get a full refund, provided you haven't commenced your journey and you haven't made, and don't intend to make, a claim.
* See PDS for full details of terms and conditions and limits, sub-limits and exclusions that apply
If you're planning a trip within Australia, our Domestic Plan is a travel insurance plan that offers great protection at a great price, providing simple, affordable cover whilst you explore your country.
Our travel insurance is quick and easy to arrange. Get an instant quote online and have your cover in place within minutes. You’ll have immediate coverage in case you have to cancel your travel plans due to illness or an incident (subject to the policy’s terms and conditions), and the rest of your cover will kick in automatically on the start date you choose.
We want to give you better peace of mind, so we’ve tried to pack everything a domestic traveller might need into our travel insurance. We provide cover for the obvious costs like cancellation fees and lost luggage, as well as for personal liability while you’re travelling.
If you’re heading to the snow or off on a cruise, you can easily get the extra cover you might need for misfortunes like bad weather or cabin confinement, by purchasing the additional Snow Pack or Cruise Pack for an affordable extra premium.
If something does happen on your trip you need an insurance company who will make things easier. That’s why we’ve made our claims process as straightforward as possible.
This table gives you a broad overview of the benefits included with your Domestic Plan policy. Check out the Product Disclosure Statement (PDS) for full terms and conditions, and exclusions and limits that apply.
|Cancellation Fees and Lost Deposits*||$5,000||$5,000|
|Luggage and Personal Effects*||$3,000||$6,000|
|Travel Delay Expenses*||$1,000||$2,000|
* Sub-limits apply. Please refer to the 'Your Policy Cover' section of the Combined Financial Services Guide and Product Disclosure Statement for further information.
How to Apply For Cover
It's quick and easy to apply for travel insurance from 1300 Insurance. Simply call us on 1300 Insurance (1300 467 872) or click here to get an instant online quote. Your insurance cover will start as soon as we accept your application and send you your policy document, subject to the policy's terms and conditions.
Important Policy Information
Terms, conditions, limits and exclusions apply to this policy. Please refer to the Product Disclosure Statement for full details of the cover provided.
Our travel insurance offers cover against many of the risks you may face when you travel. However, it does not cover every circumstance or expense and we have some exclusions. See the Product Disclosure Statement for full details.
- Why do I need travel insurance?
- If I return home earlier than planned, can I get a partial refund on my travel insurance?
- Does your travel insurance cover my luggage?
- Can I get travel insurance if I have a pre-existing condition?
- How do I make a travel insurance claim?
- What do I do if I have an emergency while I'm travelling?
- I've downloaded a travel insurance claim form - do I have to complete the medical certificate on the back?
- What happens if I'm injured and have to be evacuated back to Australia?
- What kind of documentation is required to asess my travel insurance claim?
- Will my travel insurance claim be processed fairly?
- Do I have to pay an excess if a claim is payable under my travel insurance policy?
- When will my travel insurance policy commence?
Thanks for your question.
We try very hard to respond to every question we get in a timely manner, but if your question is urgent you might want to call us on 1300 467 872.
1300 Insurance Pty Ltd ABN 50 124 845 727 AR 327609 is an authorised representative of AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance. Travel Insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and issued and managed by Allianz Global Assistance. Terms, conditions, limits and exclusions apply. Any advice provided is general advice only and has not taken into consideration your individual objectives, financial situation or needs. You should consider the Combined Financial Services Guide and Product Disclosure Statement before making any decisions about the product. If you purchase a policy, we receive a commission which is a percentage of your premium - ask us for more details.