Budget Travel Insurance
The Basics Plan is our most simple and affordable travel insurance cover. We’ve stripped it down to the bare essentials, without compromising on the quality of your cover for medical and hospital costs.
Basics Plan in brief*
If you fall ill or are injured while you are overseas, you could pay hundreds of dollars for even the most basic medical attention. If something more serious happens and you need specialist treatment or a stay in hospital, the costs could quickly mount into the thousands. With our Basics Plan travel insurance, you’ll have unlimited cover for medical assistance and expenses, anywhere in the world.
If the worst happens while you’re travelling and you need help, we’re here. Simply call our 24-hour global assistance line - from anywhere, at any time - and our expert team will help you locate medical facilities, embassies or consulates; get in touch with your family; or organise an evacuation home.
All sorts of things can happen when you’re on the move, and if you accidentally hurt someone or damage their property you could be liable for thousands of dollars in damages. Our budget travel insurance comes with personal liability cover of up to $1m, so you can enjoy your travels with increased peace of mind.
All our travel insurance products have a 14-day cooling off period, so if you change your mind you can simply cancel your policy and get a full refund, provided you haven’t commenced your journey and you haven’t made, and don’t intend to make, a claim.
* See PDS for full details of terms and conditions and limits and exclusions that apply
When you’re travelling on a budget you need to spend wisely and prioritise the things that matter most. With our Basics Plan we’ve done just that – bundled the essentials into a simple, low-cost package.
Our Basics Plan travel insurance is quick and easy to arrange. Get an instant quote online and have your policy in place within minutes. Your coverage will take effect on the date your trip starts, as shown in your policy document. Once you are underway you’ll have full coverage for any medical or hospital treatment you need, anywhere in the world, subject to the policy’s terms and conditions.
We’ve also incorporated up to $1m of personal liability cover into our Basics Plan, to provide cover for the costs you could incur if you accidentally cause damage or injure someone on your trip, subject to the policy’s terms and conditions.
If something does happen on your trip you may require an insurance company who will make things easier. That’s why we’ve made our claims process as straightforward as possible. And with our budget travel cover you still get the 24-hour support of our global assistance team, who can help you locate the nearest medical facilities in an emergency.
This table gives you a broad overview of the benefits included with your Basics Plan. Check out the Product Disclosure Statement (PDS) for full terms and conditions, and exclusions and limits that apply.
|Overseas Emergency Medical Assistance*||Unlimited||Unlimited|
|Overseas Emergency Medical and Hospital Expenses||Unlimited||Unlimited|
|Emergency Dental Expenses||$1,000||$1,000|
* Sub-limits apply. Please refer to the 'Your Policy Cover' section of the Combined Financial Services Guide and Product Disclosure Statement for further information.
How to Apply For Cover
It's quick and easy to apply for travel insurance from 1300 Insurance. Simply call us on 1300 Insurance (1300 467 872) or click here to get an instant online quote. Your insurance cover will start as soon as we accept your application and send you your policy document, subject to the policy's terms and conditions.
Important Policy Information
Terms, conditions, excesses limits and exclusions apply to this policy. Please refer to the Product Disclosure Statement for full details of the cover provided.
Our travel insurance offers cover against many of the risks you face when you travel. However it does not cover every circumstance or expense and we have some exclusions, such as for pre-existing medical conditions. See the Product Disclosure Statement for full details.
- Why do I need travel insurance?
- If I return home earlier than planned, can I get a partial refund on my travel insurance?
- Does your travel insurance cover my luggage?
- Can I get travel insurance if I have a pre-existing condition?
- How do I make a travel insurance claim?
- What do I do if I have an emergency while I'm travelling?
- I've downloaded a travel insurance claim form - do I have to complete the medical certificate on the back?
- What happens if I'm injured and have to be evacuated back to Australia?
- What kind of documentation is required to asess my travel insurance claim?
- Will my travel insurance claim be processed fairly?
- Do I have to pay an excess if a claim is payable under my travel insurance policy?
- When will my travel insurance policy commence?
Thanks for your question.
We try very hard to respond to every question we get in a timely manner, but if your question is urgent you might want to call us on 1300 467 872.
1300 Insurance Pty Ltd ABN 50 124 845 727 AR 327609 is an authorised representative of AGA Assistance Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance. Travel Insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and issued and managed by Allianz Global Assistance. Terms, conditions, limits and exclusions apply. Any advice provided is general advice only and has not taken into consideration your individual objectives, financial situation or needs. You should consider the Combined Financial Services Guide and Product Disclosure Statement before making any decisions about the product. If you purchase a policy, we receive a commission which is a percentage of your premium - ask us for more details.