Pleasure Craft Insurance FAQs

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Or apply over the phone on 1300 467 872

Club Marine Pleasure Craft Insurance FAQs

You have three easy options to choose from to apply for Club Marine Pleasure Craft Insurance through 1300 Insurance. If you meet the eligibility criteria, you could buy your pleasure craft insurance in the following ways:

  1. Get a quote and then buy securely online, 24 hours a day, 7 days a week
  2. Complete an online quote then simply call one of the helpful consultants on 1300 467 872 to complete the purchase of your policy. Make sure you have your online quote reference number when you call.
  3. Call a helpful consultant on 1300 467 872 to get a quote and purchase your insurance over the phone.

The call centre is open Monday to Friday between 8.00am and 8.30pm (EST) and Saturday 8.00am to 5.00pm (EST).

Pleasure Craft insurance provides cover for accidental loss of or damage to your boat, motor and trailer all in one policy, protecting you anywhere in Australia up to 250 nautical miles off the coast.

It also includes up to $20 million cover for your legal liability, for personal injury or damage you may accidentally cause through the use of your boat – and up to $50,000 cover for personal injury to the insured. Check out the PDS for the standard terms, conditions, limits and exclusions of cover.

You can lodge a pleasure craft insurance claim via Club Marine’s online claim form or via the Club Marine App.

Once Club Marine receives details of your claim, one of their friendly claims consultants will contact you as soon as possible.

Alternatively, you can call Club Marine on 1300 00 CLUB (2582), and select option 3 for claims, and one of Club Marine’s friendly consultants will take you through the claims process.

If you meet the eligibility criteria, you may be able to get insurance with one easy online session or phone call.

You can choose whether your insurance will start on the day you take out your policy, or within 28 days.

Just like if you buy your insurance over the phone, your cover will begin on the start date you request. That can be the same day, or within 28 days.

You could reduce the cost of your Club Marine Pleasure Craft Insurance policy by increasing your excess1. You can even make savings on your premium for declared lay-up periods.

You may select for Your Boat to be insured on either an Agreed Value or Market Value basis. This determines the way in which a claim for a Total Loss is settled.

If Your Boat is insured for Market Value, the amount Club Marine pay will be the actual value of Your Boat immediately prior to the loss, that is the amount you would have got if you had sold the boat just before the loss happened. The Section 1 limit, in this case, is a maximum amount only.

If Your Boat is insured for Agreed Value then the amount Club Marine pays is based on the value of the Boat agreed at the time the Policy is taken out, renewed or updated.

For your boat to be insured for Agreed Value in some cases it may be necessary to provide evidence as to your boat's (or it's equipment and accessories') value.

Please refer to the Club Marine Pleasure Craft Insurance Product Disclosure Statement for further details.

Your pleasure craft insurance includes membership of Club Marine Assist at no extra cost – a 24-hour service that gives you access to advice, assistance, directions and services any time you need it.

It also includes up to $5,000 of Club Care Benefits, in case you get stranded in an emergency. These include emergency fuel delivery, assistance with getting your boat back home, and help with the cost of medical evacuation or temporary accommodation. You’ll find the standard terms, conditions, limits and exclusions of cover in the PDS.

You can also download the convenient Club Marine app to record incidents, lodge claims and manage your policy all from your smartphone or tablet.

Automatic cover is provided for fishing gear, diving equipment, and water ski equipment up to $1,500 per item and up to $10,000 in total. Your personal effects are also covered up to $1,500 per item and up to $10,000 in total. These items are included within the total sum insured you specify. You can ask us to increase these amounts if you think they won't be enough. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

If you are having trouble applying for cover online, please call 1300 467 872 with your quote reference number and a friendly consultant will assist you.

The call centre is open Monday to Friday between 8.00am and 8.30pm (EST) and Saturday 8.00am to 5.00pm (EST).

1 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

“1300 Insurance Pty Ltd ABN 50 124 845 727 AR Number 327609 is authorised to refer you to the insurer Allianz Australia Insurance Limited (“Allianz”) ABN 15 000 122 850 AFSL 234708 and to provide written general advice on this insurance as the insurer’s agent. Club Marine Limited (“Club Marine") ABN 12 007 588 347 AFSL 236916 issues and manages this insurance as agent of the insurer Allianz. We do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision, please consider the Product Disclosure Statement here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with any services.