Compare Pet Insurance
See the table below for a more detailed outline of what features and options are available with each of our Car Insurance Policies.
Policy Features
Feature | Accident-only Pet Insurance | Comprehensive Pet Insurance |
---|---|---|
Choice of Annual Benefit Limit |
$10,000 or $6,000 | $15,000 or $10,000 |
Percentage of Vet bill covered |
75% | 75% |
Excess |
$0 | $0 |
Co-paymentYou only pay 25% as a co-payment and we will cover the other 75% of the Vet bill, up to your choice of annual benefit limit. |
25% | 25% |
Covers Illnesses |
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Cancer treatment |
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Skin Conditions e.g. allergies |
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Ear / eye conditions |
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Gastrointestinal problems |
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Tick paralysis — annual benefit |
$500 | |
Covers Accidental Injury |
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Consultations — annual benefit |
$300 | $300 |
After-hours emergency visits |
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Specialist care |
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Laboratory and diagnostic tests |
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Hospitalisation |
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Radiology |
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Prescription Medicines & drugs |
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Surgery |
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Cruciate ligament conditions — annual benefit |
$2,600* | $2,600* |
Hereditary and congenital conditions** |
NA | |
Waiting periodThere is a 6 month waiting period for cruciate ligament claims unless we receive a letter from your vet certifying your pet has no cruciate ligament conditions |
None | 30 days for illness conditions |
Optional Routine Care Cover |
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Lifelong cover - as long as there are no gaps or breaks in cover |
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21 day-cooling off period |
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Emergency Boarding FeesWe will pay up to $20.00 per day for the cost of boarding your pet at a licensed boarding facility if you are hospitalised up to an annual maximum of: |
$500 | $500 |
Overseas Pet TravelWe will pay for eligible veterinary costs that your pet has incurred whilst it is on holiday with you in destinations where your pet is not required to be quarantined on return to Australia |
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Multi-pet DiscountWe offer a 5% discount for each additional pet you insure after the first one. |
*You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.
**Excludes pre-existing conditions (see further information here)
This is a brief summary only. Conditions apply. Full details are contained in the Combined Financial Services Guide and Product Disclosure Statement (including Policy Wording), available from the policy documents page.