Compare Pet Insurance

See the table below for a more detailed outline of what features and options are available with each of our Car Insurance Policies.

Policy Features

Feature Accident-only Pet Insurance Comprehensive Pet Insurance
Choice of Annual Benefit Limit
 $10,000 or $6,000 $15,000 or $10,000
Percentage of Vet bill covered
 75% 75%
Excess
 $0 $0
Co-payment

You only pay 25% as a co-payment and we will cover the other 75% of the Vet bill, up to your choice of annual benefit limit.

 25% 25%
Covers Illnesses
Cancer treatment
Skin Conditions e.g. allergies
Ear / eye conditions
Gastrointestinal problems
Tick paralysis — annual benefit
 $500
Covers Accidental Injury
Consultations — annual benefit
 $300 $300
After-hours emergency visits
Specialist care
Laboratory and diagnostic tests
Hospitalisation
Radiology
Prescription Medicines & drugs
Surgery
Cruciate ligament conditions — annual benefit
 $2,600* $2,600*
Hereditary and congenital conditions**
 NA
Waiting period

There is a 6 month waiting period for cruciate ligament claims unless we receive a letter from your vet certifying your pet has no cruciate ligament conditions

 None 30 days for illness conditions
Optional Routine Care Cover
Lifelong cover - as long as there are no gaps or breaks in cover
21 day-cooling off period
Emergency Boarding Fees

We will pay up to $20.00 per day for the cost of boarding your pet at a licensed boarding facility if you are hospitalised up to an annual maximum of:

 $500 $500
Overseas Pet Travel

We will pay for eligible veterinary costs that your pet has incurred whilst it is on holiday with you in destinations where your pet is not required to be quarantined on return to Australia
Multi-pet Discount

We offer a 5% discount for each additional pet you insure after the first one.

*You may be eligible for a higher limit and if so this will be specified in your certificate of insurance.

**Excludes pre-existing conditions

This is a brief summary only. Conditions apply. Full details are contained in the Combined Financial Services Guide and Product Disclosure Statement (including Policy Wording), available from the policy documents page.

1300 Insurance's Pet Protect offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) underwritten by The Hollard Insurance Company Pty Ltd (AFSL 241436), and administered by PetSure (Australia) Pty Ltd (AFSL 420183). The information on our website, our brochures and other documentation is of a general nature only and does not take into account your personal financial situation, needs or objectives. Therefore before you decide to buy this product it is important that you read the Product Disclosure Statement and Financial Services Guide to make sure the product is appropriate for your needs.