Life Insurance
Life insurance is about living your life without nagging worry. Having a back-up plan in case life takes you somewhere unexpected. Taking command of what you can control, so you’re totally ready for the things you can’t.
Term Life Insurance
Nobody likes to think about dying, but even worse is the thought of leaving loved ones without the means to enjoy life. Term Life Insurance is the most popular life insurance in Australia. If the policy holder dies or suffers a terminal illness, beneficiaries receive a lump-sum payment, which could secure their financial security and remove unnecessary worry at an otherwise stressful time.
Income Protection Insurance
Income protection insurance is one of the most common forms of insurance in Australia. Income protection policies cover the insured person for loss of income caused by accident and illness. Policies differ, but typically pay 75% of the insured person’s income.
Trauma Insurance
Trauma insurance is there to give you financial support you if you ever suffer from a major illness or injury, like a stroke or a heart attack. Should you experience a ‘trauma event’ you can claim receive a lump sum payment which you can use for any purpose, such as to cover your living expenses while you recuperate or to pay off your debts.
Total & Permanent Disability (TPD) Insurance
Being unable to work and earn an income because of accident or illness is a reality for many Australians. Without adequate TPD Insurance cover, you and your family could be left without the means to live comfortably and still enjoy life.
SMSF Life Insurance
Life insurance and self-managed superannuation funds. Life insurance has gone hand-in-hand with superannuation for many years. Most retail and industry funds offer an element of basic life cover as a built-in feature, and for an alarming proportion of Australians this is the only life insurance they have.
Business Life Insurance
You already have insurance for your building and equipment. You’ve insured against natural disasters, planned for the impact of a factory outage and maybe even protected yourself against the cost and disruption of a tax audit. So why would your business need life insurance too?
How to buy Life Insurance
If you’re looking for life insurance, our simple online tool will help you get instant quotes and compare prices for the type and level of cover you want.
If you’re still considering, our life insurance specialists can help you compare products and make sense of all the fine print and technical jargon, so you can decide which products offer the cover you want.
When you’re ready to buy your life insurance, our friendly team of life insurance specialists will answer any questions you have and guide you through the application process.
- Get an instant quote 24/7 from our full range of companies
- Safe and secure, no personal information required
- Takes only a few minutes
- Get help comparing the terms, conditions and benefits of different products
- Be guided through the application process
- Call us on 1300 543 346 today
The information on our website, our brochures and other documentation is of a general nature only and does not take into account your personal financial situation, needs or objectives. Therefore before you decide to buy any product it is important that you read the Product Disclosure Statement and Financial Services Guide to make sure the product is appropriate for your needs.
Every care has been taken to ensure the accuracy of the information provided, however from time to time inaccuracies may exist between information provided on this website and information provided directly by the relevant life insurance company, as products are updated. Individuals or businesses should not rely solely on information on this site, as 1300 Life Insurance takes no responsibility for any inaccurate information.
Whenever you’re ready, we’d love to chat to you on 1300 467 872
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