Insuring your business is more than just prudent practice — it's a fundamental part of doing business. Our skilled advisors will scour the market and tailor an ideal package to cover your risks at the best value rate.
- Tailored small business insurance packages
- Public, product and professional liability policies
- Business property and asset protection
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A small business insurance package provides all the essential business cover you need in a single, affordable policy. It’s the ideal solution for SMEs with up to 20 employees and assets of up to $1M, and is a low-cost, easy way to get cover for all the main risks faced by most growing businesses.Get a quote Find out more
Every business has assets. Depending on the kind of business you run, they can represent a very substantial investment. Property insurance means you'll be able to afford to repair or replace them if something happens, so you'll be back up and running as soon as possible.Get a quote Find out more
The cost of a product or public liability claim against your business could be bankrupting. If someone is hurt while on your premises, or because of something you do, your business could be sued for medical costs or financial compensation unless you're protected by liability insurance.Get a quote Find out more
If you have specialised skills and are paid for giving advice, there's always the possibility that someone will think you've made a mistake which has cost them money. Professional Indemnity insurance protects you against claims that someone has suffered financial loss as a result of your services.Get a quote Find out more
As the manager or director of a company there are times when the actions of your business become your direct, personal responsibility. Management insurance protects both your company and your senior management against a wide range of threats, such as claims of mismanagement and employment law liabilities.Get a quote Find out more
We're in the business of selling great value insurance
Comprehensive protection at great rates
Small business insurance protects you against all the major risks faced by most SMEs – theft or damage of property, business interruption and public liability — in a single, affordable package. We’ll help you find the best value cover to suit your needs.
Expert assistance and advice
Small business insurance is ideal for many SMEs. If you have a larger or more complex business you may need more specialised cover such as professional indemnity or management insurance. Our skilled advisors can tailor the ideal package for your business.
Backed by some of the biggest names in insurance
It's hard work finding a great insurance policy, so we'll do it all for you. Our goal is to bring you the best value business insurance cover available, and we partner with some of the biggest names in Australia to bring you quality insurance products at competitive rates.
Quick, hassle-free claims
In business, time is money. If something goes wrong you need it fixed without delay, so you can get straight back to work. We've made our claims process as fast and easy as possible, so you won't lose valuable time.
Legal support and assistance
If you ever need to make a claim on your business insurance, our legal counsel assistance service will liaise with the insurers on your behalf, advocate for you wherever necessary and oversee liability claims from start to finish to ensure your interests are represented.
Great products, great service
At 1300 Insurance our service is as great as our products. Whether you're buying business insurance or making a claim, all our phone support is managed right here in Australia, by experienced brokers and Australian call centre operators.
Feng Shui is the ancient art of architecture that dwells on the position of objects and structures to ensure their harmony. Following on our Home Feng Shui Articles, we will also take a look at how to Feng Shui your office. As Feng Shui promotes good fortune and prosperity, having a supportive Feng Shui office environment might just increase your odds of getting that pay rise.
There will be a bunch of new policies that are taking effect after 1 July 2014 and it is important that you are aware of their implications to your business and employees. Read through changes carefully and if in doubt, seek advice.
Every business faces a thousand and one risks from fire, employee injury, theft… the list could go on. Fortunately, the probability that these risks will realize themselves are not all equal and depending on your particular industry or location, some risks will be greater and some will be a whole lot less. Business Insurance is […]