Frequent Traveller's Insurance

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Frequent Traveller's Insurance

As a frequent traveller you don’t need the hassle of organising insurance every time you go away, especially if you have to travel at short notice. You want to know that whatever happens, whenever you’re away from home, you’ll have coverage. With our Multi Trip Plan you’ll automatically be covered for multiple trips of up to 15, 30 or 45 days within Australia or overseas, subject to the policy’s terms and conditions.

Multi Trip Plan in brief*

When you take out our frequent traveller insurance you receive cover for a full 12 months, for multiple trips of up to 15, 30 or 45 days (as selected when you take out your policy). Therefore, whether you are travelling for business or going on vacation, you’ll be covered from the moment you leave until you’re safely back home, each time you go away.

Our frequent traveller insurance is a policy that provides cover for many different scenarios. The plan includes cover for cancellation fees and lost deposits before you even set off. Once you are underway you’ll have coverage for emergency medical expenses, public liability, and lost or stolen luggage . Make sure you check the Product Disclosure Statement (PDS) for full details.

Multi Trip Plan insurance is the easy and affordable cover for frequent travellers. All our travel insurance policies are packed with great benefits such as unlimited overseas medical assistance and hospital expenses. We also provide cover for cancellations and lost deposits, and up to $1m cover for personal liability - all for a single, low annual premium. And you can lower your premiums by electing to increase the amount of your excess for certain types of claim.

If you take your family with you when you travel, your frequent traveller insurance extends to cover your partner and any dependents under 74 years of age who travel with you.

All our travel insurance products have a 14-day cooling off period, so if you change your mind you can simply cancel your policy and get a full refund, provided you haven’t commenced a journey and you haven’t made, and don’t intend to make, a claim.

* See PDSfor full details of terms and conditions and limits, sub-limits and exclusions that apply


If you always seem to have itchy feet, our Multi Trip Plan may suit your needs. With automatic cover for trips at home or overseas, you don’t even have to plan in advance – just head off on your travels and your cover will follow, subject to the policy’s terms and conditions.

Frequent traveller insurance is a cost effective way to get insurance for multiple trips, with 12 months’ comprehensive cover for multiple trips for a single, low annual premium.

Policy Benefits

Our Multi Trip Plan is easy and hassle-free. You can apply online and get instant cover for 12 months for multiple trips of 15, 30 or 45 days (as selected when you take out your policy).

Even if you have a medical condition that means we are unable to offer you cover for medical or hospital expenses, you may still be able to take out a Non-Medical Plan to provide you with cover for eventualities like trip cancellation or lost luggage.

Most trips go without a hitch and we hope that yours always do. But if something does go wrong you may need an insurance company who will act fast to provide assistance, which is why we offer a straightforward claims process and 24-hour emergency assistance line.

This table gives you a broad overview of the awesome benefits built into your Multi Trip Plan. Check out the Product Disclosure Statement (PDS) for full terms and conditions, and exclusions and limits that apply.

Benefit Type Limit
Cancellation Fees and Lost Deposits* $5,000
Overseas Emergency Medical Assistance* Unlimited
Overseas Emergency Medical and Hospital Expenses Unlimited
Emergency Dental Expenses $1,000
Additional Expenses* $10,000
Luggage and Personal Effects* $5,000
Travel Delay Expenses* $1,000
Alternative Transport Expenses $2,000
Personal Liability $1,000,000
Rental Vehicle Insurance Excess* As selected

* Sub-limits apply. Please refer to the 'Your Policy Cover' section of the Combined Financial Services Guide and Product Disclosure Statement for further information.

How to Apply For Cover

It's quick and easy to apply for travel insurance from 1300 Insurance. Simply call us on 1300 Insurance (1300 467 872) or click here to get an instant online quote. Your insurance cover will start as soon as we accept your application and send you your policy document, subject to the policy's terms and conditions.

Get a quote Phone us on 1300 467 872

Important Policy Information

Terms, conditions, excesses limits and exclusions apply to this policy. Please refer to the Product Disclosure Statement for full details of the cover provided.

Download Policy Documents

Policy Exclusions

Our travel insurance offers cover against many of the risks you face when you travel. However it does not cover every circumstance or expense and we have some exclusions, such as for pre-existing medical conditions. See the Product Disclosure Statement for full details.

1300 Insurance Pty Ltd ABN 50 124 845 727 AR 327609 is an authorised representative of AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance. Travel Insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 and issued and managed by Allianz Global Assistance. Terms, conditions, limits and exclusions apply. Any advice provided is general advice only and has not taken into consideration your individual objectives, financial situation or needs. You should consider the Combined Financial Services Guide and Product Disclosure Statement before making any decisions about the product. If you purchase a policy, we receive a commission which is a percentage of your premium - ask us for more details.

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