Landlord Insurance

Landlord insurance at a glance

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance Product Disclosure Statement (PDS), Key Fact Sheet (KFS).

Buildings Contents
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By proceeding to get a quote, you agree to receive the Financial Services Guide (FSG) on this website.

Insured Events

Accidental breakage (of glass)



Fire or smoke

Impact damage

Malicious Acts

Lightning or thunderbolt

Riot or civil commotion

Storm, rainwater or run-off

Theft, burglary or housebreaking


Water or other liquid damage

See Other Benefits

Automatic indexation of sums insured

Contents in the open air at the risk address


Continuation of cover when you are selling your buildings


Fusion (burnout of household electrical motors)

Up to $10,000 Landlord’s contents cover (only applies when buildings cover only is taken)


Legal liability - cover for legal liability for injury to other people or damage to their property

Mortgage discharge costs


Reinstatement of sum insured after a loss

Removal of debris, professional rebuilding fees and extra costs of complying with building regulations

Rental costs after an insured event

Available under contents cover only when the building is part of a strata title development

Replacement of locks or cylinders

Rainwater tanks and solar power systems


Optional Additional Covers

Rent Default and Theft by Tenant

Landlord Workers’ Compensation (only available in ACT, WA and TAS)

Flood Cover
(subject to eligibility)

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By proceeding to get a quote, you agree to receive the Financial Services Guide (FSG) on this website.

To review the Key Facts Sheets available for Landlord Buildings and/or Contents cover, click here.

Important information

1300 Insurance Pty Ltd ABN 50 124 845 727 AR Number 327609 is authorised to arrange and provide written general advice on this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.

Before making a decision, please consider the Product Disclosure Statement available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. We will also receive a percentage of the profit which exceeds the profit threshold on Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged or referred by us (or renewed with Allianz) in each calendar year, provided that the relevant premium threshold is met for those policies and Business insurance policies that we refer to Allianz. From 1 September 2018, we will also receive an annual marketing allowance from Allianz for promoting its products. This is calculated as a percentage of the premium on Home, Landlord, Motor, Caravan and Trailer and Business insurance policies arranged or referred by us to Allianz in the previous 12-month period. Ask us for more details before we provide you with services.