Compare Car Insurance
Not sure which type of car insurance cover to choose? Here’s a handy comparison chart so you can compare features and benefits.
This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Motor Insurance Product Disclosure Statement.
Key Features
| Feature | Comprehensive Insurance | Third Party, Fire & Theft | Third Party Property Damage |
|---|---|---|---|
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Cover for accidental loss of or damage to your vehicle caused by fire or theft |
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Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft) |
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New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss |
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Cover for your legal liability (up to $20 million for any one event or series of related events) |
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Accidental death benefit - $25,000 per period of insurance |
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Legal costs (if approved by insurer) |
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| Emergency repairs – up to $500 in respect of any one incident | |||
Rental car after theft ($100 per day limit, up to 30 days) |
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Reasonable cost of towing |
(after a covered incident)
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(after fire or theft of your vehicle)
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Temporary cover on replacement vehicle – 14 days |
More Benefits
| Feature | Comprehensive Insurance | Third Party, Fire & Theft | Third Party Property Damage |
|---|---|---|---|
Trailer and caravan cover - $1,000 or market value whichever is the lesser |
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Legal liability cover when using a substitute vehicle |
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Cover for personal items – up to $1,000 for any one incident |
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Emergency accommodation and travelling expenses – up to $1,000 for any one incident |
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Transportation costs – up to $500 for any one incident |
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Lock re-keying / re-coding – up to $1,000 for any one incident |
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Child seat / baby capsule cover – up to $500 for any one incident |
Optional benefits you can add
| Add-On | Comprehensive Insurance | Third Party, Fire & Theft | Third Party Property Damage |
|---|---|---|---|
Protected No Claim Bonus - 1 st claim per period of insurance |
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Rental car following accident - $100 per day limit, up to 30 days |
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Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance |
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Cover for tools of trade (Up to $1,500 for any one incident) |
Optional excesses you can select to decrease your premium 1
| Excesses | Comprehensive Insurance | Third Party, Fire & Theft | Third Party Property Damage |
|---|---|---|---|
Restricted driver excess - $2,500 any one claim |
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Unnamed driver excess - $2,500 any one claim |
Important information
1300 Insurance Pty Ltd ABN 50 124 845 727 AR Number 327609 is authorised to arrange and provide written general advice on this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz). We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.
Before making a decision, please consider the Product Disclosure Statement available here. If you purchase this insurance, we will receive a commission that is a percentage of the premium. We will also receive a percentage of the profit which exceeds the profit threshold on Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged or referred by us (or renewed with Allianz) in each calendar year, provided that the relevant premium threshold is met for those policies and Business insurance policies that we refer to Allianz. From 1 September 2018, we will also receive an annual marketing allowance from Allianz for promoting its products. This is calculated as a percentage of the premium on Home, Landlord, Motor, Caravan and Trailer and Business insurance policies arranged or referred by us to Allianz in the previous 12-month period. Ask us for more details before we provide you with services.
1 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.
1300 Insurance Pty Ltd ABN 50 124 845 727 AR Number 327609 is authorised to refer you to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No. 234708 (Allianz) and to provide written general advice on this insurance as the insurer’s agent. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement available here.
If you purchase this insurance, we will receive a commission that is a percentage of the premium. We will also receive a percentage of the profit which exceeds the profit threshold on Home (excluding flood), Landlord (excluding flood), Motor, Caravan and Trailer and Commercial policies referred by us to Allianz (or renewed with Allianz) in each calendar year, provided that the relevant premium threshold is met. From 1 September 2018, we will also receive an annual marketing allowance from Allianz for promoting its products. This is calculated as a percentage of the premium on Home, Landlord, Motor, Caravan and Trailer and Commercial policies referred by us to Allianz in the previous 12-month period. Ask us for more details before we provide you with services.