Funeral Insurance

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Funeral Insurance

A funeral can be a costly expense that puts added strain on family members at the worst possible time. Funeral insurance is the simple, affordable way to help cover your funeral expenses and give your loved ones peace of mind.

1300 Insurance Ezicover Funeral Advantage in brief

With 1300 Insurance Ezicover Funeral Advantage you can take out cover of between $5,000 and $15,000, in $1,000 increments. Upon payment of a claim, you can use the lump sum payment to cover any expenses - including burial costs, the celebration of life ceremony and additional costs like outstanding medical bills.

With the unique premium cap feature you will never pay more for your insurance than the benefit you'll receive. As soon as the amount you have paid in premiums reaches the sum you have insured, you simply stop paying. Your policy will then remain in place until you need it.

Funeral insurance is a simple product designed to help with the financial strain of farewelling a loved one. Most funeral insurance claims are processed within days of submitting the claim documents, so that your family will have the funds to meet the funeral costs.

Funeral insurance is available to all Australian residents aged 35 to 70. There are no medical examinations or interviews involved. As long as you pay your premiums when due, your insurance will remain in place until you die.

The policy comes with a 30 day cooling off period in case you change your mind – and the first month of cover is completely free.

During the first 12 months, you are only covered for accidental death. If you die from any other cause (other than suicide) your premiums paid will be refunded.


Funeral insurance is a flexible, low-cost way to prepare for your funeral and protect your family's savings for the future. It pays a lump sum amount of up to $15,000 if you die (depending on the sum you are insured for), to cover expenses which can include burial costs, your coffin or casket and the costs of the ceremony such as venue hire, catering and flowers, or even outstanding medical bills.

Unlike a funeral bond you can pay for your insurance in convenient instalments of as little as $11.82* per month. And with funeral insurance you can have the burial and ceremony you want when the time comes, because you aren't locked in to a specific location or funeral director.

* Premium for a non-smoker female aged 50, providing a $5,000 benefit.

Policy Benefits

1300 Insurance Ezicover Funeral Advantage is a simple, convenient way to help protect your family from the financial strain of your funeral. You can take out funeral cover for the amount you need, from $5,000 to $15,000.

The cover is accessible and affordable. You can get insurance from as little as $2.73* per week, and your premiums will not increase with age. And when your premium payments match the amount you've insured, you pay no more.

If you die within the first 12 months of the policy, you are covered for accidental death. After 12 months the full benefit will be paid for death by any cause. Additionally, if death is not related to accident or suicide in the first 12 months, the insurer will fully refund any premiums you have paid.

You won't need to go through any medical examinations or interviews. All you have to do is fill out the application form and you'll get an instant quote.

We understand that funeral expenses have to be paid quickly. That's why there is a simple claims process and most funeral insurance claims are settled within days of the insurer receiving all claims requirements, taking away the financial stress.

The policy has a 30 day cooling off period and the first month's cover is completely free.

Eligibility

1300 Insurance Ezicover Funeral Advantage is available to all Australian residents aged between 35 and 70 and acceptance is guaranteed.

How to buy

To buy your funeral insurance simply fill out the online application form, or call us on 1300 Insurance (1300 467 872). Tell us how much cover you need and we'll give you an instant quote. If you decide to go ahead your cover will start from the moment your application is accepted by the insurer.

Get a quote Phone us on 1300 467 872

* Premium for a non-smoker female aged 50, providing a $5,000 benefit.

Important Policy Information

1300 Insurance Ezicover Funeral Advantage is issued by Zurich Australia Limited. This information is a summary only, and exclusions do apply. It's extremely important that you read the Product Disclosure Statement and ensure that you fully understand the policy before you purchase any insurance.

Download Policy Documents

Policy Exclusions

During the first 12 months from the commencement of the policy or the last reinstatement of the policy, the Funeral benefit (death benefit) is payable only upon your accidental death. "Accidental Death" means death as a result of sustaining bodily injury caused by accidental, violent, external and visible means where death occurs within three calendar months of the injury being sustained.

No claim is payable if the death occurs directly or indirectly as a result of a suicide (or attempted suicide) within the first 12 months from the commencement of the policy or the last reinstatement of the policy.

1300 Insurance Pty Ltd ABN 50 124 845 727 AR Number 327609 is authorised to refer you to the insurer Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 (Allianz Life) and to provide written general advice on this insurance as the insurer’s agent. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission which is a percentage of the premium. Ask us for more details before we provide you with services.