Small Business Online Insurance
You've worked hard to build your business and you want to protect it, without wasting money on insurance premiums. As a small business owner, what you really need is a single insurance product that protects you against all your major risks.
We’ll help you access tailored cover for liability, theft or damage and business interruption, in a single, affordable package. It's the easy way to protect your business.
For many companies, insurance is a fundamental part of doing business. Public liability, for example, may be a basic requirement of your operating licence, and in many cases your potential clients, suppliers or investors will want to know that the financial stability of your business is protected. You may need to provide evidence of your insurance arrangements as part of the tender process for contracts, or during negotiations for credit lines or funding.
A small business insurance package provides all the essential business cover you need in a single, affordable policy. It’s the easy insurance solution for SMEs with up to 20 employees and assets of up to $1M, and is a low-cost way to get cover for all the main risks faced by most growing businesses. It is ideal for retail or commercial businesses in service industries and educational, health or community sectors.
Our small business online insurance is available immediately, so you can get complete protection for your business right now. Simply get a quote and apply online. As soon as we accept your application and you pay your first premium we'll send you your policy document and your cover will start.
Small business insurance packages protect your property against loss or damage done by other people, such as theft and vandalism, as well as for accidents like a fire or explosion and natural disasters, including lightning strikes or rain damage. Many policies even provide cover for property in transit, for spare parts you have for any of your equipment, and for buildings still under construction.
A small business insurance package can incorporate public and product liability cover, which protects both you and your customers. This is an essential requirement for businesses in many industries.
We partner with some of the biggest names in Australia to bring you quality small business insurance at competitive rates. Our skilled advisors can give you expert advice and put together a tailored, affordable small business insurance package to meet your needs.
Important Policy Information
Terms, conditions, excesses and limits apply to this policy. Please refer to the Product Wording document for full details of the cover provided.
Our Small Business Online Insurance does not insure the interests of any person other than you, unless you have notified us in writing of such interest and it has been noted in your policy document.
Our business insurance transfers many of the risks you face as a business owner from you to us. However it does not cover every circumstance or expense and we have some exclusions that help keep premiums low, such as flood damage. See the Policy Wording for full details.
- Why do I need business insurance?
- What kind of insurance does my business need?
- Why choose 1300 Insurance for my business insurance?
- What is small business online insurance?
- How much does small business online insurance cost?
- What if I change my mind about my small business online insurance?
- What happens if I don't pay my business insurance premiums on time?
- Are my business insurance premiums tax deductible?
Thanks for your question.
We try very hard to respond to every question we get in a timely manner, but if your question is urgent you might want to call us on 1300 467 872.