Caravan and Trailer Insurance

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Caravan and Trailer Insurance

A road trip with your caravan should be joyful and carefree. While you're revelling in the thrill of the open road, it is important that you are protected for accidental loss or damage to your caravan or trailer.

Caravan and Trailer Insurance in brief*

1300 Insurance Caravan and Trailer Insurance provides cover for accidental loss or damage to your caravan or trailer anywhere in Australia. It also includes up to $20 million cover for your legal liability for loss or damage you accidentally cause to someone else's property through the use of your caravan or trailer. Check out the PDS for the standard terms, conditions, limits and exclusions of cover.

We understand that what's inside your caravan is just as important to you. 1300 Insurance Caravan and Trailer Insurance comes with cover for accidental loss of or damage to your caravan contents up to $1,000 – with the option to increase this cover for more protection. 1

With 1300 Insurance you can spread the cost of your caravan and trailer insurance by paying monthly without paying extra. Whether you opt for annual or monthly instalments, you'll pay the same total premium to protect your precious caravan or trailer. 2

1300 Insurance Caravan and Trailer Insurance comes with a range of great benefits, including reasonable towing costs following a covered accident, up to $500 for the costs of emergency repairs, and up to $1,000 for the cost of emergency accommodation after a covered accident (up to $100 per day).*

If something goes wrong when you're out on the road, you need an insurance company that will act fast to help you get back on track. If you purchase 1300 Insurance Caravan and Trailer Insurance, you will have access to a claims lodgement service which is available 24 hours a day, 7 days a week.

* For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.


As you head away on holiday with your family, or set off to explore Australia's glorious landscapes, you want to leave all your worries behind you. Before you hit the open road with your caravan or trailer in tow, it's important that you are protected for accidental loss or damage to your caravan or trailer, wherever your travels take you.

Policy Benefits

Getting caravan and trailer insurance through 1300 Insurance is quick and easy. If you meet the eligibility criteria, you can get a quote and purchase your cover online.

We understand that when you're out on the road, your caravan is more than a vehicle. 1300 Insurance Caravan and Trailer Insurance can provide cover of up to $1,000 for accidental loss of or damage to the precious possessions you keep inside your caravan – as well as the option to increase that cover – so that your camping furniture, bedding, utensils, crockery, provisions, household goods, clothing, and personal effects are protected. *

If you're involved in accident, 1300 Insurance Caravan and Trailer Insurance can help to ease your burden – by covering the reasonable towing costs, the cost of emergency repairs of up to $500, and even the accommodation expenses you incur up to $100 a day (up to $1,000 in total) if your caravan is too badly damaged and your caravan was more than 100km from where it is normally parked at night.*

Even the most careful and experienced drivers can make mistakes. If you are responsible for an accident, you could be liable for loss or damage to someone else's property that arises out of the use of your caravan or trailer. With up to $20 million legal liability cover anywhere in Australia, 1300 Insurance Caravan and Trailer Insurance can give you peace of mind.

For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement here.

How to apply for cover

Applying for 1300 Insurance Caravan and Trailer Insurance is quick and simple. Either call 1300 467 872 or get an online quote. If you need same day cover and meet the eligibility criteria, your insurance will start from the moment your application is accepted.

Need to claim?

If something does happen to your caravan or trailer, you need an insurance company who will act fast to help you get back on the road. That's why we've partnered with Allianz, who has a quick and efficient claims process, to bring you this insurance. Click here for information on how to claim.

Get a quote Call 1300 467 872

By proceeding to get a quote, you agree to receive the Financial Services Guide (FSG) on this website.

Policy Exclusions

Caravan and trailer insurance transfers many of the risks caravan and trailer owners face from you to the insurer. However, it is important to understand that caravan and trailer insurance does not cover every circumstance or expense that you may incur and there are some exclusions to the cover. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

Important information

1300 Insurance Pty Ltd ABN 50 124 845 727 AR Number 327609 is authorised to arrange and provide written general advice on this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz).

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision, please consider the Product Disclosure Statement here

If you purchase this insurance, we will receive a commission that is a percentage of the premium. We will also receive a percentage of the profit which exceeds the profit threshold on Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies arranged or referred by us (or renewed with Allianz) in each calendar year, provided that the relevant premium threshold is met for those policies and Business insurance policies that we refer to Allianz. From 1 September 2018, we will also receive an annual marketing allowance from Allianz for promoting its products. This is calculated as a percentage of the premium on Home, Landlord, Motor, Caravan and Trailer and Business insurance policies arranged or referred by us to Allianz in the previous 12-month period. Ask us for more details before we provide you with any services.


1 Subject to underwriting limits.

2 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding. Financial institution transaction fees may apply.

Caravan and Trailer Insurance

You have three easy ways to apply for caravan and trailer insurance through 1300 Insurance. If you meet the eligibility criteria, you could buy your caravan and trailer insurance in the following ways:

  1. Get a quick quote and then buy securely online, 24 hours a day, 7 days a week
  2. Complete an online quote then simply call one of the helpful consultants on 1300 467 872 to complete the purchase of your policy. Make sure you have your online quote reference number when you call.
  3. Call a helpful consultant on 1300 467 872 to get a quote and purchase your insurance over the phone.

The call centre is open Monday to Friday between 8.00am and 9.00pm (EST) and Saturday 8.00am to 5.00pm (EST).

If you need to make a caravan or trailer insurance claim, simply call 1300 467 872 and a friendly, professional claims consultant will help you with the claims process. Alternatively, you can submit an online claim form – find out more here.

Your insurer will aim to have all claims processed promptly and to make the process as easy as possible.

If you meet the eligibility criteria, you may be able to get insurance with one easy online session or phone call.

You can choose whether your insurance will start on the day you take out your policy, or within 30 days.

For your convenience and security, you can pay for your insurance securely online in two different ways. You can pay with a Visa or MasterCard, or alternatively you can choose to pay by direct transfer from your bank, credit union or building society account.

With 1300 Insurance you can spread the cost of your caravan and trailer insurance without paying extra. Whether you opt for an annual payment or monthly instalments, you’ll pay the same total premium – although if you pay by monthly instalments there may be small variations in amount due to rounding and financial institution fees may apply.

There are many benefits to applying for insurance online:

  1. You can apply for cover whenever it suits you - 24 hours a day, 7 days a week
  2. Lodging your claim online is generally faster than over the phone

Just like buying your insurance over the phone, if you buy your caravan and trailer insurance online, your cover will begin on the start date you request. That date can be the same day, or within 30 days.

Caravan and trailer insurance comes with up to $1000 included cover for accidental loss of or damage to the contents you keep inside your caravan (but not your trailer). You have the option to increase this cover within specified limits, so that your camping furniture, bedding, utensils, crockery, provisions, household goods, clothing, and personal effects are protected.

If you’re involved in a covered accident, your policy includes benefits to help ease the burden – including cover for reasonable towing costs, reimbursement for the cost of emergency repairs of up to $500, and also up to $100 a day for emergency accommodation (up to $1000 in total) if your caravan is too badly damaged and your caravan was more than 100km from the address where it is normally parked at night at the time of the covered accident.

If you are having trouble applying for cover online please call 1300 467 872 with your quote reference number and a friendly consultant will try to assist you.

The call centre is open Monday to Friday between 8.00am and 9.00pm (EST) and Saturday 8.00am to 5.00pm (EST).

The caravan and trailer insurance we offer is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL No 234708 (Allianz).

Allianz is an Australian Insurer authorised to conduct insurance business in Australia by the Australian Prudential Regulatory Authority (APRA).

Allianz is a member of the Insurance Council of Australia and subscribes to the General Insurance Code of Practice.

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