Small Events Insurance

Small Events Insurance

When you're putting on an event, you already have so much to think about – the last thing you need is to be worrying about someone getting injured or something getting damaged, and facing potential legal liability.

In conjunction with Aon, one of Australia's leading insurance brokers, we are pleased to let you know about a cost-competitive public liability insurance product for a wide range of events and functions of up to 2,000 attendees. Further details are provided below.

Small Events Insurance in brief*

Event Protect insurance covers a huge range of events, from corporate functions, AGMs to music recitals, festivals, fundraisers and community fairs. You can choose between 3 options: A single event up to 1,000 attendees; a single event up to 2,000 attendees; or multiple small events with a total maximum aggregate of 5,000 attendees throughout an annual policy period. Different charges apply; please contact us for further information.

One of the biggest risks you may face as the organiser of an event is that an attendee is accidently injured and sues you for compensation. You may have a legal responsibility for your guests' safety, as well as for any damage to their property, which is why you should consider public liability insurance for any event.

Event Protect insures you for covered events anywhere in Australia.

If you hold two or more events each year, it can be cheaper to buy annual cover rather than individual policies to protect you for each individual event. When you buy annual event cover, you won't even have to think about public liability because you'll have automatic protection for any number of covered events during the year. Different charges apply; please contact us for further information.

It's extremely quick and easy to quote & buy Event Protect insurance online; you will be asked to answer five simple questions to provide an on-the-spot quote, and you can then buy cover instantly in just four steps.


We know that you expect high-quality products at affordable prices from 1300 Insurance, so we've collaborated with one of Australia's leading insurance brokers to let you know about this specialised event insurance cover designed to meet the common needs of organisers.

We hope that your event runs like a dream – but just in case, Event Protect offers $20m in public liability cover, with the option to add on cover for event cancellation, event-related equipment and volunteers. It's the easy, cost-effective way to help protect yourself in case an unforeseen incident occurs at your event.

Policy Benefits*

Event Protect provides $20m public liability insurance, helping cover you for claims made against you by a third party who suffers an injury at your event, or at any premise you work from, with an excess of just $1,000 per claim.

Three options are offered for event insurance cover: up to 1,000 attendees; or for between 1,000 and 2,000 attendees. Also available is an annual policy that is a cost-effective option if you plan to hold two or more events during the year.

You can buy event insurance for any of the following types of event:

  • Annual General Meetings (AGMs)/ meetings / presentations / award functions / conferences / seminars / corporate functions / gala dinners or charity balls
  • Corporate or charity afternoon teas / breakfasts / brunches / lunches / cocktail functions / dinners and fundraising dinners
  • Art or other exhibitions
  • Community fairs and community markets
  • Concerts or theatre plays
  • Cultural, film or wine/food festivals
  • Musicals / performances / recitals
  • Trivia nights

You can also purchase optional add-on cover in case your event has to be cancelled due to unforeseen circumstances (e.g. a natural disaster or unavoidable non-appearance of performers). Optional additional cover is also available for your event equipment – including while in transit – and for volunteers at your event in case of personal accident*.

How to buy cover

Buying your event insurance couldn't be easier. Simply click here to BUY NOW, and you will be asked to answer five quick questions for an instant quote. Then all you need to do is complete the four simple steps to buy online, and your cover will start the instant your application is accepted and your policy documents issued.

Need to claim?

If something goes wrong at your event or someone makes a liability claim against you, please refer to our claims page for assistance in lodging your claim.

*Situations and circumstances of the need for photographers insurance can be complex and vary, be sure to check the PDS for full details of what is and is not covered. The PDS is available when you go online to get a quote.

Get a quote Buy instantly online

This information has been prepared by 1300 Insurance Pty Ltd ABN 50 124 845 727 (1300 Insurance) in conjunction with Aon Risk Services Australia Limited ABN 17 000 434 720, AFSL 241141 (Aon). 1300 Insurance acts a referrer and is limited to providing factual information only about this cover. 1300 Insurance may receive remuneration that is a percentage of the premium if you decide to purchase this insurance.

The information contained on this page is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. So before deciding whether a particular product is right for you, please consider the relevant Product Disclosure Statement (if applicable) and policy terms and conditions. If you have any queries, please use this contact form.

Buying your small event insurance through 1300 Insurance couldn’t be easier.

Simply click here to BUY NOW, and our partner, AON, will ask you to answer five quick questions for an instant quote.

Then all you need to do is complete the four simple steps to buy online, and your cover will start the instant AON accepts your application and issues your policy documents.

In most cases, you can get small event insurance on the spot, and have your cover in place within minutes. If your needs are more complex, you may be asked to contact one of AON’s friendly advisors to provide additional information or discuss your requirements in more detail.

Your cover will start the moment AON accepts your application and issues your policy documents.

If something goes wrong at your event and someone makes a liability claim against you, you need an insurance provider that will act fast to help. That’s why we’ve partnered with one of Australia’s leading insurers to bring you this policy.

To make a claim, contact AON as quickly as possible by phone: 1800 806 584, email: [email protected], or post: PO Box 1331, Parramatta, 2124.

Small event insurance provides up to $20m public liability cover for events of up to 2,000 people, and includes cover for property damage at your event.

You can also add optional cover for cancellation, event-related equipment and volunteers.

You can choose from two levels of cover, depending on the size of your event, or you can opt for an annual policy if you plan to hold multiple events during the year.

Conditions and limits do apply, so make sure you read the PDS for full details of what’s covered.

The cost of your small events insurance will depend on the number of people who are attending your event, and whether you wish to add optional cover for cancellation, event-related equipment or volunteers.

Your premiums will also depend on whether you wish to insure a single event, or take out an annual policy.

Before you buy any type of insurance, you have a duty of disclosure to tell the insurer anything you know and that a reasonable person in the circumstances would include in their answer, to any questions the insurer asks that are relevant to their decision to insure you and on what terms.

This duty applies until the insurer agrees to insure you. If you don’t comply, the insurer may cancel your contract, reduce the amount payable for a claim, or both. If your failure is fraudulent, the insurer can refuse a claim and treat the contract as if it never existed.

All the speciality insurance products we offer are underwritten by AON Risk Services Australia Limited | ABN 17 000 434 720 | AFSL 241141.

AON is an Australian Insurer authorised to conduct insurance business in Australia by the Australian Prudential Regulatory Authority (APRA).

AON is a member of the Insurance Council of Australia and subscribes to the General Insurance Code of Practice.

Have a question that you'd like us to answer?

Specialist insurance products are made available through 1300 Insurance’s partnership with AON. 1300 Insurance has commercial arrangements with a number of insurance manufacturers and brokers in order to bring you quality low cost insurance options.