Compare Life Insurance

See the table below for a comparison of our Life insurance policies.

Policy Features

Feature Ezicover Life Insurance Funeral Insurance
No medical checks

With 1300 Insurance there's no complicated forms or medical examinations — simply get an instant quote and apply online.

30 day cooling-off period

Get a full refund with no questions asked if you change your mind within the first 30 days — and your first month is completely free, too.

Remain covered to age 99

Get lifelong funeral insurance or guaranteed renewable life cover up to age 99 — so whatever happens, your family will be protected.

Monthly payment option

Pay for your life or funeral insurance in convenient, affordable instalments, by direct debit from your bank account.

No premium increases

Budget more easily with regular, fixed premiums that will never increase. And when the amount you've paid reaches your insured sum, stop paying altogether!

Terminal illness payout

Make an early claim if you're diagnosed with a terminal illness (less than 12 months to live), to cover medical costs and provide for your family.

100% refund in first 12 months*

If you die from an illness before you're eligible to claim, we'll refund every penny of the premiums you have paid.

Cover Limits

Age Ezicover Life Insurance Funeral Insurance
19-34
$50,000 – $1,500,000 NA
35-45
$50,000 – $1,500,000 $5,000 – $15,000
46-54
$50,000 – $1,000,000 $5,000 – $15,000
55-59
$50,000 – $750,000 $5,000 – $15,000
60-69
$50,000 – $500,000 $5,000 – $15,000
70
NA $5,000 – $15,000

*Please note: For the first 12 months after you take out your funeral insurance policy, or after a reinstatement of the policy or an increase in the cover (but only in respect of the increase), you are only covered for accidental death. If you die for any other reason during the first 12 months, other than suicide, the insurer will completely refund all the premiums you have paid.

After 12 months you are covered for death by any cause.

Cover for Funeral Insurance must be in an increment of $1,000.

This is a brief summary only. Conditions apply. Full details are contained in the policy documents.

1300 Insurance Ezicover Life Insurance is issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. This information is of a general nature only and does not take into account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. 1300 Insurance is an Authorised Representative of Bombora Advice Pty Ltd (ABN 40 156 250 565 AFSL Number 439065), of Level 2, 406 Collins Street, Melbourne VIC 3000. 1300 Insurance promotes this product and if you buy an Ezicover policy, Bombora Advice Pty Ltd will receive a commission from Zurich of up to seventy percent (plus GST) of your insurance premium. This is then passed onto 1300 Insurance. This amount is paid by Zurich and is not an additional cost to you. Details of remuneration received by 1300 Insurance can be found in their Financial Services Guide.