Comprehensive Pet Insurance

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Comprehensive Pet Insurance

Pets are like family and we always want to do the best for them. But if they fall sick or are injured the vets bills may be an expense you simply can't afford. Our pet insurance plans provide protection of up to $15,000 per year which can help you to give your pet the care they need without worrying about the cost.

Comprehensive Pet Insurance in brief

Flexible cover options and an Annual Benefit Limit of up to $15,000 towards vet bills can help you provide the best treatment for your pet, plus additional coverage for certain conditions like tick paralysis.

With our Accidental Injury Protect plus Routine cover, you get extra benefits towards regular preventative treatments like your pet's annual vaccinations.

The premiums you pay for your pet insurance will depend on the type and breed, age and health of your pet. You can make extra savings on your premium by reducing your Annual Benefit Limit. This way you can save money while still receiving comprehensive cover when you need it most.

There is no excess to pay with our pet insurance. We will pay up to 75% of eligible vet expenses if your pet has an accident or falls ill. This includes up to 75% of the costs of consultations, diagnostic tests, medicines, specialist treatment and hospitalisation.

Our pet insurance gives you country-wide protection. Whether you are close to home or travelling when your pet falls ill, you can use the services of any vet in Australia - and in approved countries overseas. So wherever you are, you'll be able to get vet care for your beloved pet.

Like your house full of pets? If you insure more than one dog or cat with us you'll qualify for a 5% discount on your premiums for each additional policy, making your pet insurance even more affordable.

All our pet insurance products have a 21 day cooling off period, so if you change your mind you can simply cancel your policy and get a full refund, provided you haven't made a claim.


It's hard to think about something happening to our pets, but the reality is that they will need vet care at some stage. And it's not just older pets who need insurance. Accidents and sudden illnesses can happen to pets of any age, and the vet bills can catch you completely unprepared.

Make sure you can afford the care your pet deserves. Our comprehensive pet insurance covers you for up to 75% of your veterinary bills if your pet is injured or falls ill. This includes the treatment of all common pet conditions including cancers and tick paralysis.

Policy Benefits

You get great benefits with our comprehensive pet cover: up to $15,000 per year towards your pet's vet bills, plus additional coverage for vet services relating to:

  • Ear / eye conditions
  • Infectious diseases
  • Gastrointestinal problems
  • Tick paralysis (Annual Benefit Limit of $500)

We pay up to 75% of vet bills, with no excess on your claims.

Our goal is to make sure every Australian pet owner can afford quality vet treatment for their pets. You can make extra savings on your premium by reducing your Annual Benefit Limit. You'll even receive a 5% discount for each additional pet you insure with us.

With our flexible cover options, your pet will be covered for everything from consultations to surgery.

Optional Routine Care cover

You can provide certain preventative healthcare treatments for your pet if you select Accidental Injury Protect plus Routine cover. With this cover, you will be able to get Annual Benefits for the following:

  • Vaccinations or Health Checks
  • Heartworm Tests or Blood Screen
  • FeLv/Fiv Tests or Urinalysis
  • Flea /Tick/Worm Control

You'll also get an additional Annual Benefit for one of the following services: de-sexing, microchipping, heartworm preventative medication, teeth cleaning, council registration fees, alternative therapies, prescription diets, de-clawing or cremation/burial.

Save 5% off your pet insurance with our multi-pet discount

Get a discount on the premiums for each additional policy when you insure more than one dog or cat with us.

How to buy

It's quick and easy to buy pet insurance from 1300 Insurance. Simply call us on 1300 Insurance (1300 467 872) or get an instant quote and apply online. Upon acceptance of application for your cover, you will be issued with a policy document and your pet will be insured as specified in that policy document.

Get a quote Phone us on 1300 467 872

Important Policy Information

Terms, conditions, and waiting periods apply. Please refer to the Product Disclosure Statement for full details of the cover provided.

Download Policy Documents

Policy Exclusions

Our pet insurance transfers many of the risks pet owners face for vet expenses from the insured to the insurer. However it does not cover every circumstance or expense and we have some exclusions that help keep premiums low These include, but are not limited to, conditions such as pregnancy, elective procedures, pet foods/diets, grooming and medical conditions that are present or that you were aware of prior to the start of your policy, or that arise during the applicable waiting period. See the Product Disclosure Statement for full details.

1300 Insurance's Pet Protect offered by 1300 Insurance Pty Ltd (ACN 124 845 727; AR No 327609) underwritten by The Hollard Insurance Company Pty Ltd (AFSL 241436), and administered by PetSure (Australia) Pty Ltd (AFSL 420183). The information on our website, our brochures and other documentation is of a general nature only and does not take into account your personal financial situation, needs or objectives. Therefore before you decide to buy this product it is important that you read the Product Disclosure Statement and Financial Services Guide to make sure the product is appropriate for your needs.